ISD 728 Community Education

Whether it is your very first home, dream home, or investment property, the home-buying process can be intimidating, especially in TODAY'S market. We'll walk through the ever-changing real estate market and empower you to make educated decisions when purchasing. We will explain the myths of the current real estate market and help you create a plan based on your goals, limitations, timeline, and the market specific to where you are looking to buy. Learn how to personalize the home-buying plan that fits you best.

Is Saturday the day you set aside to play golf, spend time with your grandkids, or enjoy your hobby? In retirement, every day can be like Saturday! That’s a lot of time to fill and it’s important to have a plan. Learn from financial expert Tom Hegna’s book, Don’t Worry, Retire Happy: 7 Steps to a Secure Retirement.

Do you have a cabin, second home, hunting land, rental property, or farmland? Keeping real estate in the family requires a good plan and solid professional advice. Protect your most valued assets from creditors, probate, the court system, and family disputes. We'll cover simple tools, such as deeds, and more complicated tools, such as cabin trusts and cabin LLCs. Discover the best way to keep real estate in your family for future generations. Class includes Q&A time.

Is Medicare in your near future? Do you have questions about what it covers? If you plan to enroll within the next year, this class has answers for you.

The thought of selling your home in TODAY's market can be overwhelming! We'll explore the ever-changing real estate market with up-to-date information on the current market conditions and how to prepare your home to sell today. We will discuss the common myths of the real estate market and help you create a plan based on your goals, timeline, and the market specific to where you are selling.

During this workshop, we will cover strategies for maximizing your Social Security benefits, including five factors to consider when deciding when to apply for benefits, how to minimize taxes on Social Security benefits, and how to coordinate Social Security with your other sources of retirement income.

This workshop shows you how an efficient retirement tax strategy can help avoid mistakes — and help you keep more of your hard-earned money.

WILLs tend to be over-sold, incorrectly utilized, and utterly misunderstood. For the sake of one’s estate, executor, and heirs, it’s finally time to learn what a WILL does, and what a WILL doesn’t do. PROBATE is a legal process where specific county rules and timelines are applied to help settle the estate of a deceased individual when all they had was a WILL (or no estate plan at all). Probate is typically a costly, time-consuming, and frustrating process for clients, children, and heirs -- and it can ALL be avoided! Find out how. This 90-minute workshop includes plenty of time for questions and answers.

Discover the differences between WILLs and TRUSTs, how to avoid the pitfalls of Probate, and why it is vital that you (and your college-bound kids) have a current Power of Attorney and Health Care Directive form in place. This valuable presentation covers other important aspects of estate planning that most attorneys and advisors do not address, such as family dynamics, communication, privacy laws, and how beneficiary forms, Transfer on Death (TOD) and Payable on Death (POD) designations can be used to compliment a successful and comprehensive estate plan. Don’t let your loved ones inherit a mess! Learn how to keep your estate out of court, and how to make sure your assets pass quickly and smoothly to your beneficiaries. Finally -- a workshop about estate planning that is informative, beneficial, and non-intimidating. This 90-minute workshop will be followed by a Q&A session.

If you become incapacitated, who will carry out your wishes regarding your health care and personal financial affairs? By having a plan, you get to make your own choices. Learn about and draft a Health Care Directive and a Power of Attorney. You should be comfortable using a computer, as work will be completed in a computer lab. Some prep work is required. You will receive an email with a questionnaire packet one week before class. Our instructor is an experienced estate planning, probate, and business law attorney.

Should you pass away unexpectedly, would your wishes be carried out? Who would coordinate the probate for your estate? Who would be the guardian of your children? To whom would your assets be distributed? A licensed attorney will help you answer these questions and guide you through drafting a basic, legal, and effective will. This class is appropriate for those whose individual assets total less than one million dollars, including real estate, life insurance, and retirement assets. Before attending class, you will receive and must complete a questionnaire, which will be sent to you by Community Education. Basic computer skills are helpful, as you will create your will on a computer. Discount when registering as a pair.